Independent Insurance Agency
Specializing in Benefits for Seniors
We are a broker, founded by Barbara Horanoff. We offer most or all of the plans available in the region, ensuring we are tailoring plans to you, instead of the other way around. Always striving to be helpful, we focus our support toward simplifying the retirement process and remaining a resource throughout the years beyond.
Give us a call at 443-299-6854 or email us at info@bhimedicare.com so we can tailor an appointment to your needs and schedule.
Calculate your life insurance needs
Plan your life insurance needs
No Charge
Annual Reviews
Years of Experience
Unbiased Advice
Personal Liaison
Our Solutions
We generally serve clients over the age of fifty, but we offer plans for all ages. We carry licenses in several states, but we are local to MD and southern PA. We offer products for all income levels, helping with assistance programs when needed.
Medicare
Medicare Supplements
Prescription Drug Plans
Life Insurance
Term Life
Juvenile Whole Life
Disability Insurance
Annuities
Indexed
Additional Coverage
Cancer/Heart Attack/Stroke
Hospital Indemnity
Short Term Home Health Care
Health Savings Products
Do You Have The Coverage You Need?
Yes, Medicare can be confusing but that’s why we’re here to help. Our services are always free to our clients, so please leave your wallet at home.
Frequently Asked Questions
We meet one-on-one with you in your home or in our office and discuss your personal situation while educating you on how Medicare works to help you understand what options you have and why some would be better than others in your specific situation.
What does Medicare cover?
Medically necessary hospital stays and outpatient care.
What is Part A?
Hospital insurance that covers in-patient hospital or skilled nursing facility confinement/admittance. Medicare alone does not cover 100%.
What is Part B?
premium for Medicare Part B.
What is Medicare Advantage or Part C?
What is Part D?
What is the coverage gap or donut hole?
Testimonials
Our clients know we’re different. Driven by integrity, we strive to inform and support you through the retirement process. With more than 10 years experience locally in the Medicare market, we are extremely knowledgeable in helping clients navigate the Medicare world.